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Treat Now, Pay Later

Payment Plans

PatientFi Monthly Plans

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Pay Later

We offer PatientFi, a flexible way to pay over time on a convenient monthly plan that works for you. There‘s no impact to your credit score to apply! 

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*See below for full terms

Start a Monthly Plan

That Works for You

Apply and get approved in seconds

Get instant access to your funds

Spend freely, pay an easy monthly amount

ESTIMATE YOUR MONTHLY PAYMENT
ESTIMATE YOUR MONTHLY PAYMENT

**See below for full terms

Highest Online Ratings in the Industry

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Why Patients Love PatientFi

✓ Instant funding – up to $50,000

✓ Zero-interest* or long-term monthly plans–with APRs as low as 6.99%✝ available

✓ No hard credit checks, ever 

✓ No gotchas, no hidden fees in the fine print

Kathleen L

PatientFi Customer

“This is the first medical loan I have ever taken out and the process was very easy. I feel very happy and confident that I chose PatientFi over a medical credit card.”

Sara A

PatientFi Customer

"I love PatientFi! Everyone always responds quickly, they offer good approval rates, low APRs. Highly recommend. Excellent option."

Klarissa G

PatientFi Customer

"PatientFi is no doubt the easiest, most user-friendly financing platform I have used. Not to mention, the customer service is unmatched. I would recommend PatientFi to anyone looking for a payment plan."

Questions?

Contact PatientFi

With PatientFi there is no hard credit check, no down payment, and zero-interest* plans available.

Ready to look and feel your best? Apply today to get started!

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Talk to a Live Representative:

📞 866-734-5979
✉️ hello@patientfi.com
🌐 patientfi.com

Support Hours:

M-F 6am - 5pm PST

 Loans subject to credit approval. Minimum monthly payments required. Loan term availability subject to provider. *No interest when paid in full during the promotional period✝Assumes excellent credit and enrollment in monthly autopay 

**All loans subject to credit approval. A minimum purchase amount is required to be eligible for this promotion. A $3,300 loan with a 12 month deferred interest plan would have 12 suggested monthly payments of $275. The promotional period begins when your Provider is funded. Interest accrues during the promotional period but will be waived if the full purchase balance is paid in full before the promotional period ends. Suggested monthly payments are designed to pay off the full balance before the promotional period ends and are higher than the required minimum payment. Making only minimum payments will not pay off the full balance before the end of the promotional period and accrued interest will apply. Minimum monthly payments are required. If you do not pay off the balance of your loan within the promotional period, your loan will be amortized based on your remaining loan balance with the fixed APR disclosed in your loan agreement. Interest charges accrued during the promotional period will not be waived if the total purchase balance is not paid in full within the promotional period. If you only make the minimum monthly loan payments, the estimated monthly payments would be $74.25 for 12 months and then 48 monthly payments of $119.08 at 32.99% APR. Your actual fixed rate and repayment terms are based on your creditworthiness and are disclosed in your loan agreement. © 2025 PatientFi, Inc. All Rights Reserved. Irvine, California 92618. NMLS ID #1719196 is not a bank. Financing credit is extended by participating banks and credit unions for the purchase of goods and/or services from participating healthcare providers. Loans require an application and are subject to credit approval. See patientfi.com/lending-partners for more information.

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